The online banking system will typically connect to or be part of the core banking system operated by a bank to provide customers access to banking services in place of traditional branch banking. Once I receive a phone call invitation to invest on something (forget what already), the initial investing amount is a whooooooooooooooping $300K.Online banking, also known as internet banking, web banking or home banking, is an electronic payment system that enables customers of a bank or other financial institution to conduct a range of financial transactions through the financial institution's website. To open a saving with account with them, they check me inside out upside down and still don't grant me, until I tell them I work in Intel and I got a referral letter that I can open an account there so that salary can be banked in directly.b) their investment vehicle is tiered toward rich ppl. This post has been edited by liverpool: Nov 17 2007, 03:45 PMĪ) citi does not make it easy for you to start banking with it, except for CC. But with all its servce and facility, I don't really care that much about its branch number & location. But other foreign suffer the same problem due to M'sia limitation. Of course sori lah I don't have that amount, I'm not that rich yet,Ĭ) not many branch around.

Once I receive a phone call invitation to invest on something (forget what already), the initial investing amount is a whooooooooooooooping $300K. To open a saving with account with them, they check me inside out upside down and still don't grant me, until I tell them I work in Intel and I got a referral letter that I can open an account there so that salary can be banked in directly.ī) their investment vehicle is tiered toward rich ppl. Then later citi offer internet banking, flexi home loan (while other bank still only conventional loan or allow withdrawal but need many conditions), etc, etc.Ī) citi does not make it easy for you to start banking with it, except for CC. Then later of course now almost everybank have that. when I tell the officer while opening a current account about this that I 'wish'/'hope' hsbc will also offer that service, the lady can only smile bank not able to commit anything. For example, 15 yr Citi already has phone banking but HSBC still don't have. I find that Citi is always the 1st to introduce some new service or making use of the latest technology. Until I write to hsbc to ask for waiver only then they waive it.Ĥ. What do I get as being loyal to hsbs for the 15 years ? ABSOLUTELY NOTHING and I am still served with the annual fee bill. One sure knows that I am totally pissed off when some time ago hsbc driving a big promotion of their CC and give many incentives/gifts/goodie to those new applicants. But Hsbc NEVER offer me anything goodies or special deals but keep charging me the annual fee year after year. I am a loyal HSBC CC customer for the last 15 years. Ok lah got to be fair a bit, citi is a US bank and my check is a citi group check (what to do, I don't that much business to do in HK or UK).ģ. I bank in another US check to citi, the next day $ is in my account already. I send in a US check to Hsbc, after 5 weeks (they claim by procedure 1 month) still not see $ come in until I call up and ask/question, the fellow ask me whether I still got the bank-in slip & if got sure $ will come eventually lalala, then next day got the $. Giro $ from Citi to HSBC, citi charge me 50 cents Giro $ back from Hsbc to citi, Hsbc charge me $2.Ģ. I find that it's difficult not to love Citibank.ġ.

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